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  1. AIB Insurance
    Hi folks, We’ve had another fantastic year with the FocusRSoc forum offering you policies that cover all modifications, thank you all so much for contacting us for quotations, and an even bigger thank you to all those that have arranged policies with us. In 2022 AIB hopes to provide even more...
  2. Motor Insurance, VED, Law and Finance Discussion
    https://www.autoexpress.co.uk/car-news/107964/car-modification-impact-on-insurance-cover-revealed?_mout=1&utm_campaign=autoexpress_newsletter&utm_medium=email&utm_source=newsletter Many other controversial statements in here. Don't see how an aftermarket Sat Nav is a mod when it only has power...
  3. Motor Insurance, VED, Law and Finance Discussion
    A heads up for anyone fitting security to their car. Just rung Admiral to advise that I have fitted Ghost and Blackvue dash cam. Was astonished to find they wanted to charge me £19.90 admin fee for the privilege! We had a "discussion" regarding the reasoning and benefits to Admiral for my...
  4. Focus RS MK3 Discussion
    After seeing all the posts on this forum I'm increasingly yearning to modify my car, but as soon as I look into the insurance, any modifications immediately mean that they won't cover me. So, for now my car will have to remain standard. So, is your car modified and how old are you? I'm under...
  5. Motor Insurance, VED, Law and Finance Discussion
    Hi all, My policy with Adrian Flux is for a modified car and it includes an agreed valuation figure, where I have to send in 7 photos and advise what work is done. My Ford invoice was £34,505, with £2,398 spent at Mountune (as of tomorrow), another £950 for GTechniq and £650 on top of that for...
  6. Motor Insurance, VED, Law and Finance Discussion
    Afternoon all. Can anybody recommend an insurance broker for the RS? FULLY COMP - SOCIAL/COMMUTE ONLY STANDARD - no modifications. FULL NO/CLAIMS NO POINTS/CLAIMS +30 YEARS OLD 5-10k ANNUAL MILES - NO track-days I'm more than happy to use a 'specialist' or any of the 'high-streets' etc...
  7. Motor Insurance, VED, Law and Finance Discussion
    Hello everyone, Aspiring RS owner here I'm in the fortunate position to be able finance a MK3 Focus RS with the equity ive already invested in my MK7 Fiesta ST on ford privilege transferred over, However at my age of 18 insuring a Group 40 car is quite... difficult, i've done all the regular...
  8. Motor Insurance, VED, Law and Finance Discussion
    Put this in A-plan thread but thought I would start another thread... Ok so thought I would leave a review of A plan and there competitors. So me and the wife have 3 cars. RS lives in the Garage comes out at weekends etc and stef uses a little corsa to get to work as a daily. I use a 2001...
  9. Motor Insurance, VED, Law and Finance Discussion
    Hi Folks I wonder if you can help me? I am currently looking to renew my insurance but no idea who to go with. Currently been quoted £526.82 from Sainsbury's which is good but just checking to see if I can get better. Any advice would be amazing.
  10. Motor Insurance, VED, Law and Finance Discussion
    This should help people understand why their insurance is what it is, it gives a risk category. http://www.motorcarinsuranceuk.co.uk/post-code-ratings.php They are listed on a scale A-F. A = Good Post code/Low Risk F = Bad Post code/High Risk * = Motorbikes need to be locked in a secure garage...
  11. Motor Insurance, VED, Law and Finance Discussion
    Well I am coming up for renewal again so I got the renewal form out and went to their website and did an online quote as well. I did same last year. Insurer: Direct Line Renewal premium: £363.58 (incl NCD; multi car discount; named driver NCD) based on 9000 miles/annum & £250 voluntary excess...
  12. Motor Insurance, VED, Law and Finance Discussion
    Just had a reminder from Quotezone that my insurance will be due soon. Decided to run through the quote updating as I went along. £160.31 - fully comp, NC protected with wife as named driver. Think I'm stunned. Haven't told them yet about the Viiper system. Maybe a further reduction??? :rofl...
  13. Motor Insurance, VED, Law and Finance Discussion
    Here's a strange story. On Wednesday, I was driving back from Wales to Luton and unfortunately there was a rock in the road the size of a grapefruit in the middle of a blind bend. I had no option but to go over it. The front bumper seemed to clear it, then there was a huge bang, the car jumped...
  14. Motor Insurance, VED, Law and Finance Discussion
    Hi Guys Just got my renewal through ....£700 cheaper than last year all because i turned 25 this year lol! That means i can now insure a GTR for the same as it cost me to insure the RS last year!...So much win!...now where did i leave that money tree? ;) Pete
  15. Motor Insurance, VED, Law and Finance Discussion
    Just to say ive got limited milage on my insurance for 8000 miles a year,Well after having the for 10 months i've loved it so much i've nearly covered that & would have definatly exceeded it by renewal date. I've only just noticed this because i was checking through my paperwork so just...
  16. Motor Insurance, VED, Law and Finance Discussion
    Hi everyone. I just wanted to know if it would be possible if you could please recommend some good insurance companies (Modification friendly ) . I'm 22 at the moment but by the time i get my RS i will be 23 which will be in the next 3 months . I just did an online quote and admiral was the...
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